With Animal Crossing: New Horizons 3.0 coming to Nintendo Switch and Nintendo Switch 2, many users are now jumping into the game for the first time. As outlined in our Milestone Article, there are quite a few things to unlock, and along the way a lot of money (Bells) will be required. So to help you start your journey, we've put together a quick list of ways you can become rich quick—making Bells something you will never need to worry about.
In addition to these fast farming methods, we'll also be including general tips which will keep your income going. Some of these options were not available during the game's initial launch, so even long time players can benefit from them.
Bell Boom Ordinance:
Before starting, players will want to be aware of Ordinances, which actually become unlocked after K.K. visits the island (please refer to our previous guide). These Ordinances alter the way your island operates for a fee of 20,000 Bells, and this can be used to your advantage. The Bell Boom Ordinance increases the cost of items by 20% and increases your income by 20% as well. While this balances out in general, town upgrades, house upgrades, etc, are not impacted by the 20% increase. This means while your standard items in the shops will cost more, anything major remains at the original cheaper price.
Using the Bell Boom isn't required by any means, but players can quickly accumulate a large bank account by using it, and they can always change the Ordinance later to remove the 20% discount. Again, this isn't something you can do when first beginning the game, but something to consider later on.
Grow Non-Native Fruit:
Our first tip is one of the two long-running farming methods that you should simply set up as soon as possible. While our goal with this guide is to help you become rich as quickly as possible, these long term methods will keep your Bell count up. This will be especially helpful when item storage limits increase, and Nook asks players to shell out even more Bells.
Native Fruits sell for 100 Bells a piece, with each tree providing three every other day. Non-Native Fruits on the other hand sell for 500. If you like the tree placement on your island, you can chop down existing standard trees (non-fruit trees) and plant Non-Native Fruit trees in their place. Once fully grown, players can bring in quite a bit every other day, and that does add up. 30 trees will amount to 45,000 Bells, which will quickly add up as the days, weeks, and months go by.
Note: Avoid removing all Non-Fruit trees, and keep pine trees. Without them special Holiday events will not work as intended, and the daily hidden items will not spawn.
Grow a Garden:
A much faster, and easier option than growing trees, but it requires buying from Leif—a special character who only visits islands once per week. (Unless his stall is purchased on Harv's island for 100,000 Bells, where he can then be found daily.)
By growing a small garden, which also produces every other day, players can create a centralized money farm. While trees will require you to travel the entire island to shake them, each plant only takes up one space, they produces multiple crops, and you can quickly pick them all in less than a minute (depending on the size of the garden). The only catch is you do have to water them every day for the plants to grow the maximum amount of produce, but even this only takes about a minute of your time. When everything is said and done, you can typically bring in 20,000 to 40,000 Bells a day—which adds up fast.
You can also grow a second garden, or split the growing rate, so crops are ready every single day rather than every other.
Additionally, players can also craft food using what they gather from their garden, which will also sell for a pretty Bell. It takes additional steps, but the 3.0 Update and Switch 2 version of New Horizons will allow for bulk crafting to speed this process up.
Diving:
The first "fast" method is none other than diving. While fishing and catching bugs are an option as well, Bug Nets and Fishing Rods break with use, while diving only requires an unlimited use wet suit. By simply swimming around your island catching everything you see along the way, you can gather millions of Bells in a single day. Ocean creatures tend to sell for a higher price than standard fish, with rare finds being much more common in the long run. Yes it will be time consuming, but the payoff is great. It can also go faster when using party-play, as sea creatures captured by players other than the leader will be sent to the storage box in Resident Services. They can then be picked up and sold later.
This is personally the method my wife and I used when she began playing New Horizons for the first time. By working together we were able to obtain 5,686,000 Bells in a single day to completely pay off her house. Did it take all day? Yes. But we ultimately had a lot of fun, and it was well worth it.
The Tarantula and Scorpion Trick:
Another fast farming method that also takes a little bit of prep work, and can only be done at night.
By using Nook Miles to travel to one of the random islands, players can create conditions that cause high selling Tarantulas and Scorpions to appear. This requires cutting down all of the trees on an island, digging up the stumps, destroying all of the flowers, and clearing all items. The idea is to have a completely blank slate mini island, where only specific bugs can spawn in. Without plants, tarantulas and scorpions are two of the few bugs that can appear, and that can be used to one's advantage.
Once the island is clean, simply run around in circles until the bugs appear. Catch as many as possible, which is a bit tricky as they will chase you, and then return to your own island to sell them. They sell for 8,000 a piece normally, or for 12,000 when sold to the special character Flick. With a max inventory storage of 40, minus the bug needed, players could catch at least 39 of them in one visit. This amounts 312,000 Bells per trip, or 468,000 when sold to Flick.
This method is fast, but the extra setup each time does take awhile. Nook Miles are also required to visit these random mini islands, which players may be limited on initially. One also has to take into consideration the tools needed to clear the island each time, and if they would rather keep them in their inventory, or discard them for extra storage space.
The Money Rock
Every day a Money Rock will appear on the island, and hitting it with a shovel will cause it to drop Bells. The trick here is to dig a hole behind yourself (or place an item) to prevent the kick back from hitting the rock. If one continues to strike the rock over and over again, larger stacks of Bells will drop. This whole process is on a time limit, and the rock will stop producing money the moment all spaces around it are filled. If one manages to fill all spaces however, they will find themselves in possession of 16,100 extra Bells. This can further be increased if blessed with good luck by the fortune teller Katrina (located on Harv's Island after spending 100,000 Bells to unlock her), which will increase the count to 32,000 instead.
While this can only be done once per day, random small islands have a chance of producing Money Rocks as well. Gaining an extra 16,100 Bells each day will also add up quickly in the long run, so it is worth seeking out, especially when in the early stages of the game. Which rock is the Money Rock is randomized each day, so one must check them all.
Daily Wasps
Along with the daily Money Rock, five Wasps spawn in each day, which sell for 2,500 each (or 3,750 to Flick). The trick here is to keep your net out and stand directly in front of a non-fruit tree. Shake the tree, and if it is one of the wasp trees, a nest will fall out. If positioned right, your character will automatically face the wasp nest allowing you to simply tap A to catch them. Miss and you'll get stung, but by standing directly in front of a tree it is hard to mess this up. This is an extra 12,500 per day, and that can help out a lot when first starting out.
Money Balloon
Sadly this one is extremely random, but something one should keep an eye out for.
Yellow Balloons are "Bell Balloons" and drop a nice sum when shot down. This can be anywhere from 1,000 Bells to even 30,000, and all it takes is a single use of your slingshot (unless you miss).
Balloons fly over the island every minute that ends in either a 4 or a 9, but they start out over the ocean. This means it'll take a little extra time for them to actually reach the shore of your island, where you can then shoot them down. The best way to find them is to begin running around the outside of your island, and keep an ear open for the sound of wind. Of course not all balloons will be yellow and contain money, but players should be able to find at least one a day depending how much they play.
Tip: Avoid shooting balloons down over water, flowers, and other objects. If there is not an open space, the present dropped will vanish.
Gold and Blue Roses
This is the least "quick" method on our list, but is a nice bonus once you get things rolling.
Blue Roses are among the hardest flowers to grow in New Horizons, with Gold Roses being quite a bit easier. They both take some work but when picked they sell for 1,000 Bells each, and ten can be used to craft a Blue or Gold Rose Wreath which sells for 20,000. Once you have a single Blue Rose, it is easy to grow dozens simply by watering them every day, and it only takes a day for them to grow back. When it comes to Gold, one must grow a Black Rose, and water it with a Golden Watering Can to produce Gold Roses. But again, the issue is that getting a Blue Rose requires a lot of cross breeding between Roses of other colors—which is no simple task—and a Gold Rose requires unlocking the Watering Can first.
To gain a Blue Rose, the steps I followed were:
Planted White + Planted White = Grown Purple
Planted Red + Grown Purple = Grown Pink
Planted Yellow + Grown Pink = Grown Red
Grown Red + Grown Red = Possibly Grown Blue (Less than 2% chance)
It then took nearly a year for the reds to produce a blue, so don't expect this to be quick at all. A far better option is to find someone who has already grown a Blue Rose and is willing to trade or give it to you.
To obtain a Golden Watering Can, one must achieve a 5 Star Rating for their island. This is done by decorating the island, planting plenty of flowers and trees, keeping trash picked up, and simply fully developing every "area" of it to the fullest. Add fences, paths, bridges, and other decorative items to improve its look, and eventually the island will reach 5 stars. From there a single golden nugget will also be required to craft the Watering Can, which is obtained from hitting rocks. Those searching for the Money Rock daily will eventually come across at least one, but they are quite rare so it may take some time.
From here one must grow a Black Rose which requires two Red Roses to be near each other. Those going for Blue Roses will end up with more than enough Black Roses in the process, which can then be relocated and watered with the Golden Can to produce the Golden Roses as well.
All of this takes quite a lot of work, but even so, it is a nice Bell bonus, and both the Blue and Gold Roses look pretty as well!
Post a Comment